Uni : Gold X & NX Credit Card 1.51.1

NX Wave has been rebranded as the Gold X Credit Card, ushering in a new era of credit experiences in India that emphasize simplicity, transparency, and convenience.

The Gold X Credit Card, a collaborative effort between Yes Bank, Bobcard, and Uni Cards, promises significant rewards for its users:

• Earn 1% back in 24K gold on every purchase*
• Receive five times the value when shopping at the Uni Store
• No foreign exchange markup fees on international transactions across 180+ countries
• No annual or renewal fees for a lifetime
• A selection of six aesthetically appealing colors
• Opportunities to earn 3% gold upon reaching spending milestones
• Waivers on fuel surcharges

*Exclusions apply to fuel purchases, rent and wallet transfers, ATM withdrawals, and international transactions.

Security is a cornerstone of the Gold X Credit Card:

• Control your card and set limits via the Uni app
• Temporarily freeze or unfreeze your card if lost or misplaced
• Data protection is guaranteed with PCI-DSS certification

Please note that NX Wave is now operating under the name Gold X. No new NX Wave Credit Cards will be issued by Uni/Yes Bank/Bobcard.

The Uni Loans service is designed to accommodate various financial needs:

• Loan amounts available up to ₹6 Lakhs
• Flexible EMI options tailored to suit borrower preferences
• No penalties for early loan closure
• Streamlined paperless onboarding process
• 24/7 customer support

Initiate your application in just three minutes!

Loan specifics include:

• Maximum personal loan amount of ₹500,000
• Interest rates of up to 36% per annum
• Flexible loan tenures ranging from 3 to 60 months
• A processing fee of up to 5% of the disbursement amount

A practical example of the Uni Personal Loan:

• Loan Amount: ₹51,000
• Disbursement Amount: ₹50,000
• Tenure: 36 months
• Interest Rate: 18% p.a.
• Processing Fee: ₹1,000
• APR*: 19.43%
• EMI: ₹1,844
• Total Interest Payable: ₹15,384
• Total Amount Payable: ₹66,384

*These figures are for illustrative purposes only; the final APR may vary based on the customer's credit profile.

*APR (Annual Percentage Rate) represents the total cost of borrowing over a year, inclusive of interest rates and any associated fees, allowing borrowers to understand the actual expense involved.

For additional information, please visit our website at www.uni.cards or contact us via email at [email protected].

Office Address:
Uniorbit Technologies Pvt Ltd. (Uni Cards)
No.3, B Nexus, 3rd Block, Koramangala 1A Block,
SBI Colony, Koramangala,
Bengaluru, Karnataka 560034

All loans are facilitated through Uniorbit Technologies Pvt Ltd (LSP and DLA) in partnership with RBI-regulated lending partners listed below:
NBFC - Kisetsu Saison Finance (India) Private Limited
NBFC - Northern Arc Capital Limited